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What is Equillar

Equillar is an investment lifecycle engine implemented as a modular Soroban smart contract on Stellar.

Its purpose is to help an integrator operate financing flows between:

  • integrators: fintechs, exchanges, or platform operators that integrate Equillar into their services
  • companies: companies raising financing for a specific project
  • users: users who invest through the integrator platform

What Equillar does​

At the contract level, Equillar provides:

  • Role-based access control
  • Fundraising acceptance through invest
  • Investment positions management
  • Project and commission accounting
  • Scheduled payment rounds
  • Optional collateral handling
  • Emergency close with proportional settlement
  • Pause and admin control surfaces

What Equillar does not do​

Equillar does not provide:

  • Regulatory status
  • Compliance workflows
  • KYC / AML onboarding
  • Legal structuring for offerings
  • Consumer-facing product UX by itself

Those responsibilities remain with the integrator and any off-chain systems it operates.

Why the engine is role-based​

The contract is intentionally not a fully permissionless retail primitive. It is designed for operationally managed environments where an integrator is expected to control critical actions such as:

  • role assignment
  • investment intake through approved operators
  • company fund transfers for payment rounds
  • emergency activation
  • commission withdrawals

This matches the current product vision: Equillar provides the underlying technology layer for integrators who are already regulated.